pennyvaults

Coming soon

The 90-Day Vault Challenge

A guided 90-day savings challenge. Each day you get one small task, five minutes or less: cancel a forgotten subscription, set up an automatic transfer, sell one thing, round up a purchase. Your progress and total saved show on one simple dashboard.

$19 once. Not a subscription. 30-day refund.

Create a free account and tick "email me when the 90-Day Vault Challenge opens". We'll send one email when it is. No payment is taken now.

How it will work

  1. Set your goal with the emergency fund calculator, or start with $500.
  2. Do one task a day in five minutes or less, at your own pace.
  3. Watch it grow as you log each deposit to the account you choose.

What the challenge is, and isn't

It's a guided savings habit, not a bank account. Your money stays in your own bank or credit union; we never hold it, see it or ask for bank logins. It isn't individual financial advice.

Questions

When does it open?

We're testing it with a small group now. Create a free account and choose to be notified, and we'll send one email when it opens.

Do I need to save a lot?

No. Many tasks are about finding a few dollars, and the challenge works with any income.

What if it doesn't help?

Email us within 30 days and we'll refund it in full.

Will buying it add me to marketing emails?

No. You'll get a receipt and access details. The newsletter is a separate choice.